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Channel: Payment Ecosystems – Paylosophy
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EMV payment terminal cloud demystified

In our previous articles we mentioned embedded payment terminal solutions, however the concept of payment terminal cloud is still an innovative one. The purpose of is article is to describe a new...

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Handling Interac Payments in Canada

With this article we continue the series of articles related to EMV standard and EMV certifications. The purpose of this particular article is to describe the peculiarities of integrations with...

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EMV Fallback Transaction

This article continues the series dedicated to EMV standard and EMV payment card processing. In it we are going to describe transaction fallback mechanism, its purpose, and types of EMV fallback...

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The challenges of mobile EMV solutions

The purpose of this article is to familiarize the readers with the challenges of implementation of mobile EMV solutions. The article is primarily targeted at software companies, which are looking for...

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Online Marketplace Model

With the success of eBay, Uber, AirBnB, and other similar online marketplaces, the concept of an online marketplace is rapidly entering new industries. As a result many modern software companies are...

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Split Funding Models

Traditionally, when merchants processed their transactions, the processor simply deducted processing fee and funded the merchant the rest. Presently, there is a growing need to split the part into...

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Is it Time to Switch to a New Payment Gateway Solution?

As merchant services industry is rapidly moving forward, new payment gateway solutions are emerging. These new solutions often offer new functionality. They are more flexible and capable of satisfying...

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Credit Card Processing for Startups

Online commerce, electronic payments, and credit card processing have become fundamental aspects of today’s economy. As a result, almost all startup companies need to decide, how they are going to...

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On the Way to Collaborative Payment Processing

Many businesses go through an evolutionary cycle as they grow. They usually start as small companies with very basic needs. Then at some point, as their processing needs become more sophisticated, they...

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Payment Gateway Cloud

In our previous article we described collaborative payment processing, based on payment gateway cloud concept. Although payment gateway cloud concept is a new one, it incorporates the results of a long...

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